A tax-exempt trust providing life, health, and welfare benefits to employees and their dependents.
138|132|A 501(c)(9) Voluntary Employees' Beneficiary Association (VEBA) trust provides life, sickness, accident, and other benefits to members (employees) and their dependents. VEBA trusts are tax-exempt and commonly used by employers to fund health plans, life insurance, disability benefits, and other employee welfare programs.
145|139|Forged in Trust's VEBA platform includes the specific membership eligibility, benefit provisions, and IRS qualification requirements for 501(c)(9) voluntary employee beneficiary associations.
165|159|A 501(c)(9) VEBA Trust (Voluntary Employees' Beneficiary Association) provides life, sick, accident, and other benefits to employees, their dependents, and designated beneficiaries. The trust holds contributed funds — from employers and/or employees — and pays benefits according to the plan document. VEBA trusts are the funding vehicle behind many employer-sponsored health plans, disability plans, and severance benefit arrangements.
169|163|The VEBA Trust protects employee benefits by segregating benefit funds from the employer's operating assets — if the employer faces bankruptcy, creditor claims, or business dissolution, VEBA assets are beyond creditor reach because they belong to the trust, not the employer. The trust is exempt from federal income tax under IRC Section 501(c)(9). Employer contributions to the VEBA are tax-deductible as ordinary and necessary business expenses. Employees are not taxed on contributions until benefits are received.
173|167|After creation: (1) File Form 1024 with the IRS to apply for recognition of 501(c)(9) tax-exempt status. (2) Adopt the plan document specifying eligibility, benefits, contribution rates, and claims procedures. (3) Execute a trust agreement between the employer and trustee. (4) Establish separate bank accounts for the VEBA — never commingle with employer operating funds. (5) File annual Form 990 (or 990-EZ) with the IRS. (6) If the VEBA pays welfare benefits subject to ERISA: comply with ERISA reporting and disclosure requirements (Form 5500). (7) Maintain records of all benefit claims, payments, and eligibility determinations. (8) Hold annual trustee meetings with written minutes.
177|171|Generate an attorney-review-ready 501(c)(9) veba trust in under 15 minutes. Backed by ChainLock™ blockchain anchoring for immutable proof of execution.
182|176|Get Started — $89 183|177|Bitcoin OP_RETURN + Polygon Smart Contract
191|185|192|186| Every document generated by Forged in Trust is anchored to two blockchains simultaneously. A SHA-256 hash of the executed document is embedded in a Bitcoin OP_RETURN — immutable, permanent, secured by the highest hashrate on Earth. The same hash is recorded on Polygon via TrustAnchor.sol for instant verification and smart contract integration. Dual-chain anchoring eliminates single-point failure. Bitcoin proves existence. Polygon enables programmatic access. Year 1 free with every trust. Year 2+ $97/yr Standard / $197/yr Premium. 193|187|
194|188|🔮 Quantum-Secured — Every document hash is salted with true cryptographically randomness. No computer — classical or quantum — can predict or reverse it. Learn how →
221|215|Your trust instrument is one of the most important legal documents you will ever create. Here is why anchoring it to the blockchain changes everything.
227|221|A SHA-256 cryptographic hash of your executed trust is permanently embedded in the Bitcoin blockchain — the most secure computing network in human history. Once recorded, the hash cannot be altered, deleted, or disputed. If anyone later claims the trust was modified or never existed, the blockchain proves which document existed on which date. No court can override mathematics.
233|227|Trust documents get lost in moves. They get destroyed in fires, floods, and earthquakes. Disgruntled parties destroy them. Law firms close and lose their files. The blockchain does not lose documents. It does not burn. It does not flood. Your trust exists forever — independent of any physical copy.
239|233|In a trust dispute, the burden of proof falls on the party asserting the document's validity. The blockchain flips this dynamic. The timestamp is mathematical — not testimonial. No witness can forget. No memory can fade. The blockchain is the witness that cannot be cross-examined. Present the Blockstream Explorer link in court. The judge can verify it independently.
245|239|When action is needed, your trustee and beneficiaries do not need to find a law firm, open a safe deposit box, or petition a court just to confirm the trust exists. They visit the verification page. They see the blockchain proof. Immediate. Irrefutable. No waiting. No gatekeepers.
251|245|The Bitcoin blockchain is maintained by tens of thousands of nodes across every continent. No government can shut it down. No corporation can delete it. No law firm can lose it. The proof of your trust exists independently of Forged in Trust, independently of any institution, independently of any jurisdiction. Even if this company ceases to exist, the Bitcoin blockchain will still contain your document's fingerprint.
257|251|Bitcoin has been running continuously since January 3, 2009 — through financial crises, wars, pandemics, and regime changes. It has never been hacked. It has never been shut down. It has never lost a single transaction. Your trust, anchored to Bitcoin, will outlast the law firm that drafted it, the bank that stored it, and the government that notarized it. Your great-grandchildren will be able to verify it.
263|257|$497/year maintains the chain.
269|263|One price. Every tier. That covers re-verification, chain monitoring, amendment re-anchoring, and the infrastructure that keeps your trust's proof permanently alive on both Bitcoin and Polygon. Lawyers charge $8,000+ for a single blockchain anchoring. We maintain both chains for $497/year — and the proof never expires.
270|264|Why blockchain and quantum anchoring matters for a 501C9 Veba Trust
282|276|A 501(c)(9) VEBA Trust funds voluntary employee beneficiary association benefits — life insurance, medical care, severance, and disability. These trusts must demonstrate compliance with complex IRS nondiscrimination rules. Blockchain anchoring provides independent proof of the trust's formation, funding, and governing terms, protecting both employers and beneficiaries from disputes arising years or decades after plan establishment.
284|278|Your trust is the foundation. These products complete the picture.
291|285|Trust tax preparation — GAAP-compliant accrual accounting and IRS filings for trust structures.
296|290|Starting at $499
297|291|Learn more → 298|292|Chain of title audits, SEC investigations, and forensic analysis of trust and securities structures.
303|297|Learn more → 304|298|Multi-sig trustee management — cryptographic key distribution, access control, and succession planning.
309|303|From $1,200/yr
310|304|Learn more → 311|305|Triple-Forged blockchain anchoring — Bitcoin, Polygon, and quantum-proof hashing for your trust documents.
316|310|Learn more → 317|311|Forged-on-Chain™, Forged-in-Trust™, Triple-Forged™, AccruStrike™, ForensicPierce™, IronGrid™, Trustee Keys™, and Quantum Salt™ are trademarks of Forged on Chain LLC.
Forged on Chain LLC is not a law firm and does not provide legal advice. Our products are self-help document preparation tools. Consult a licensed attorney for legal advice specific to your situation.