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Essential Tier • Attorney-Review Ready
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Combination Trust

⚖ DISCLAIMER: Forged on Chain LLC is not a law firm. The documents provided are self-help templates formatted for professional review, not legal services. Communication templates are for use with legal counsel. Consult a licensed attorney before filing or sending any legal document.
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One trust. Multiple purposes. A unified estate planning instrument that does it all.

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$89 one-time • includes ChainLock™ ready document
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What Is a Combination Trust?

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A Combination Trust merges elements from multiple trust types into a single instrument. Instead of maintaining separate trusts for different purposes, the combination approach handles estate distribution, asset protection, tax planning, and charitable giving within one unified framework. It's ideal for those who want comprehensive coverage without the complexity of multiple trusts.

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Who Is It For?

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Key Benefits

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Why Choose Forged in Trust for Your Combination Trust?

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Forged in Trust's combination trust platform intelligently merges provisions from multiple trust types while maintaining legal coherence and avoiding contradictory instructions. The result is a clean, unified instrument.

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What It Does

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A Combination Trust merges multiple trust types into a single unified instrument — pairing a revocable living trust with sub-trusts that activate on specific triggering events. During life, the trust functions as a standard revocable vehicle. Upon death or incapacity, it splits into designated sub-trusts — credit shelter, marital, special needs, or generation-skipping — each governed by its own distribution rules and tax treatment. One trust instrument, multiple trust functions, zero gaps in the estate plan.

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How It Protects

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The Combination Trust eliminates the planning gaps that arise when separate trusts operate independently. Asset flow between sub-trusts is automatic and pre-authorized — no court approval, no probate, no administrative delay. Spousal protection is built in through the marital sub-trust, while estate tax exemption is captured through the credit shelter sub-trust. Special needs beneficiaries receive protection through dedicated sub-trust provisions that preserve government benefit eligibility.

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Post-Instructions

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After creation: (1) Fund the trust during life by transferring title of all significant assets — real estate, brokerage accounts, business interests — into the trust's name. (2) Record deeds transferring real property to the trust with the county recorder. (3) Update beneficiary designations on retirement accounts and life insurance to coordinate with trust provisions. (4) Upon the first spouse's death: trustee must formally split the trust into sub-trusts within the timeframe specified in the instrument (6-9 months). (5) File separate tax ID numbers for each irrevocable sub-trust created at death. (6) Annual trust accounting required for each active sub-trust until termination.

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Ready to Create Your Combination Trust?

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Generate an attorney-review-ready combination trust in under 15 minutes. Backed by ChainLock™ blockchain anchoring for immutable proof of execution.

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₿ ⬡
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ChainLock Verified — Dual Chain

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Bitcoin OP_RETURN + Polygon Smart Contract

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192|170| Every document generated by Forged in Trust is anchored to two blockchains simultaneously. A SHA-256 hash of the executed document is embedded in a Bitcoin OP_RETURN — immutable, permanent, secured by the highest hashrate on Earth. The same hash is recorded on Polygon via TrustAnchor.sol for instant verification and smart contract integration. Dual-chain anchoring eliminates single-point failure. Bitcoin proves existence. Polygon enables programmatic access. Year 1 free with every trust. Year 2+ $97/yr Standard / $197/yr Premium. 193|171|

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Bitcoin OP_RETURN
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Permanent · Immutable
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Polygon Smart Contract
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Instant · Programmable
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🛡️
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Dual-Chain Proof
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No single failure point
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212|190|Forged-on-Chain → 213|191|ChainLock → 214|192|
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🔮 Quantum-Secured — Every document hash is salted with true cryptographically randomness. No computer — classical or quantum — can predict or reverse it. Learn how →

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Why ChainLock Matters

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Your trust instrument is one of the most important legal documents you will ever create. Here is why anchoring it to the blockchain changes everything.

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🔒
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Immutability — It Cannot Be Changed

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A SHA-256 cryptographic hash of your executed trust is permanently embedded in the Bitcoin blockchain — the most secure computing network in human history. Once recorded, the hash cannot be altered, deleted, or disputed. If anyone later claims the trust was modified or never existed, the blockchain proves which document existed on which date. No court can override mathematics.

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🛡️
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No Lost Originals — No Destroyed Documents

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Trust documents get lost in moves. They get destroyed in fires, floods, and earthquakes. Disgruntled parties destroy them. Law firms close and lose their files. The blockchain does not lose documents. It does not burn. It does not flood. Your trust exists forever — independent of any physical copy.

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⚖️
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Court-Ready Proof — No "He Said, She Said"

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In a trust dispute, the burden of proof falls on the party asserting the document's validity. The blockchain flips this dynamic. The timestamp is mathematical — not testimonial. No witness can forget. No memory can fade. The blockchain is the witness that cannot be cross-examined. Present the Blockstream Explorer link in court. The judge can verify it independently.

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🚨
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Emergency Access — Trustees and Beneficiaries Can Verify Instantly

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When action is needed, your trustee and beneficiaries do not need to find a law firm, open a safe deposit box, or petition a court just to confirm the trust exists. They visit the verification page. They see the blockchain proof. Immediate. Irrefutable. No waiting. No gatekeepers.

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🌐
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Decentralized — Nobody Controls the Proof

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The Bitcoin blockchain is maintained by tens of thousands of nodes across every continent. No government can shut it down. No corporation can delete it. No law firm can lose it. The proof of your trust exists independently of Forged in Trust, independently of any institution, independently of any jurisdiction. Even if this company ceases to exist, the Bitcoin blockchain will still contain your document's fingerprint.

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Permanence — It Outlasts Everything

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Bitcoin has been running continuously since January 3, 2009 — through financial crises, wars, pandemics, and regime changes. It has never been hacked. It has never been shut down. It has never lost a single transaction. Your trust, anchored to Bitcoin, will outlast the law firm that drafted it, the bank that stored it, and the government that notarized it. Your great-grandchildren will be able to verify it.

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$497/year maintains the chain.

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One price. Every tier. That covers re-verification, chain monitoring, amendment re-anchoring, and the infrastructure that keeps your trust's proof permanently alive on both Bitcoin and Polygon. Lawyers charge $8,000+ for a single blockchain anchoring. We maintain both chains for $497/year — and the proof never expires.

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Why This Matters

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Why blockchain and quantum anchoring matters for a Combination Trust

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A Combination Trust merges elements of multiple trust structures — often combining revocable and irrevocable provisions, or charitable and non-charitable purposes — into a single instrument. This complexity invites interpretative disputes. Blockchain anchoring provides one authoritative reference point: the executed document as it existed, with every provision cryptographically verifiable, eliminating ambiguity about what the settlor actually directed.

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The Integrated Trust Ecosystem

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Your trust is the foundation. These products complete the picture.

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📊
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AccruStrike

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Trust tax preparation — GAAP-compliant accrual accounting and IRS filings for trust structures.

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Starting at $499

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🔍
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ForensicPierce

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Chain of title audits, SEC investigations, and forensic analysis of trust and securities structures.

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🔑
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Trustee Keys

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Multi-sig trustee management — cryptographic key distribution, access control, and succession planning.

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From $1,200/yr

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🌐
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Forged-on-Chain

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Triple-Forged blockchain anchoring — Bitcoin, Polygon, and quantum-proof hashing for your trust documents.

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Explore Related Trust Types

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377|355| All Trust Types → 378|356| Revocable Living Trust → 379|357| Irrevocable Trust → 380|358| Dynasty Trust → 381|359| Special Needs Trust → 382|360| Last Will & Testament → 383|361|
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Forged-on-Chain™, Forged-in-Trust™, Triple-Forged™, AccruStrike™, ForensicPierce™, IronGrid™, Trustee Keys™, and Quantum Salt™ are trademarks of Forged on Chain LLC.

Forged on Chain LLC is not a law firm and does not provide legal advice. Our products are self-help document preparation tools. Consult a licensed attorney for legal advice specific to your situation.

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