Provide for a loved one with special needs — without jeopardizing their government benefits.
A Special Needs Trust (SNT), also called a Supplemental Needs Trust, is specifically designed to benefit a person with disabilities without disqualifying them from government benefits like SSI and Medicaid. Assets held in an SNT are not counted as the beneficiary's resources for benefit eligibility purposes. The trust can pay for supplemental needs — education, therapy, transportation, entertainment, travel — anything that enhances quality of life beyond what government benefits provide.
Special needs trust law is intricate — a single mistake can cost your loved one their benefits. Forged in Trust's SNT platform was built with input from special needs planning attorneys and includes jurisdiction-specific Medicaid and SSI compliance checks.
A Special Needs Trust (SNT) holds assets for a disabled beneficiary without disqualifying them from Supplemental Security Income (SSI), Medicaid, and other means-tested government benefits. The trustee distributes funds for supplemental needs — goods and services that enhance quality of life beyond what government benefits provide — while never making distributions that would replace or reduce benefits. First-party SNTs hold the beneficiary's own assets (lawsuit settlements, inheritances); third-party SNTs hold assets contributed by family members.
The SNT protects government benefit eligibility by ensuring trust assets are not countable resources for SSI ($2,000 limit) or Medicaid. The trustee controls distributions, making them for the beneficiary's benefit without giving the beneficiary direct access. Distributions are structured as in-kind payments to providers rather than cash to the beneficiary. The trust is authorized under federal law (42 U.S.C. § 1396p(d)(4)(A) for first-party, common law for third-party) and recognized by SSA's POMS (Program Operations Manual System).
After creation: (1) For first-party SNTs: transfer the beneficiary's assets into the trust — must be done before age 65. (2) For third-party SNTs: fund with family contributions via gift or bequest. (3) Provide the trustee with a detailed care plan listing the beneficiary's medical needs, living situation, daily activities, and supplemental expense priorities. (4) Trustee must never distribute cash directly to the beneficiary — pay providers, vendors, and landlords directly. (5) File annual trust accounting with SSA/Medicaid if required by state. (6) Annual: trustee provides a financial report to the beneficiary's family or advocate. (7) First-party SNT: upon beneficiary's death, remaining funds reimburse the state Medicaid agency for benefits provided, then any remainder passes to remainder beneficiaries.
Generate an attorney-review-ready special needs trust in under 15 minutes. Backed by ChainLock™ blockchain anchoring for immutable proof of execution.
Get Started — $249Bitcoin OP_RETURN + Polygon Smart Contract
Every document generated by Forged in Trust is anchored to two blockchains simultaneously. A SHA-256 hash of the executed document is embedded in a Bitcoin OP_RETURN — immutable, permanent, secured by the highest hashrate on Earth. The same hash is recorded on Polygon via TrustAnchor.sol for instant verification and smart contract integration. Dual-chain anchoring eliminates single-point failure. Bitcoin proves existence. Polygon enables programmatic access. Year 1 free with every trust. Year 2+ $97/yr Standard / $197/yr Premium.
🔮 Quantum-Secured — Every document hash is salted with true cryptographically randomness. No computer — classical or quantum — can predict or reverse it. Learn how →
Your trust instrument is one of the most important legal documents you will ever create. Here is why anchoring it to the blockchain changes everything.
A SHA-256 cryptographic hash of your executed trust is permanently embedded in the Bitcoin blockchain — the most secure computing network in human history. Once recorded, the hash cannot be altered, deleted, or disputed. If anyone later claims the trust was modified or never existed, the blockchain proves which document existed on which date. No court can override mathematics.
Trust documents get lost in moves. They get destroyed in fires, floods, and earthquakes. Disgruntled parties destroy them. Law firms close and lose their files. The blockchain does not lose documents. It does not burn. It does not flood. Your trust exists forever — independent of any physical copy.
In a trust dispute, the burden of proof falls on the party asserting the document's validity. The blockchain flips this dynamic. The timestamp is mathematical — not testimonial. No witness can forget. No memory can fade. The blockchain is the witness that cannot be cross-examined. Present the Blockstream Explorer link in court. The judge can verify it independently.
When action is needed, your trustee and beneficiaries do not need to find a law firm, open a safe deposit box, or petition a court just to confirm the trust exists. They visit the verification page. They see the blockchain proof. Immediate. Irrefutable. No waiting. No gatekeepers.
The Bitcoin blockchain is maintained by tens of thousands of nodes across every continent. No government can shut it down. No corporation can delete it. No law firm can lose it. The proof of your trust exists independently of Forged in Trust, independently of any institution, independently of any jurisdiction. Even if this company ceases to exist, the Bitcoin blockchain will still contain your document's fingerprint.
Bitcoin has been running continuously since January 3, 2009 — through financial crises, wars, pandemics, and regime changes. It has never been hacked. It has never been shut down. It has never lost a single transaction. Your trust, anchored to Bitcoin, will outlast the law firm that drafted it, the bank that stored it, and the government that notarized it. Your great-grandchildren will be able to verify it.
$497/year maintains the chain.
One price. Every tier. That covers re-verification, chain monitoring, amendment re-anchoring, and the infrastructure that keeps your trust's proof permanently alive on both Bitcoin and Polygon. Lawyers charge $8,000+ for a single blockchain anchoring. We maintain both chains for $497/year — and the proof never expires.
Why blockchain and quantum anchoring matters for a Snt Trust
A Special Needs Trust preserves a disabled beneficiary's eligibility for Medicaid and Supplemental Security Income while providing supplemental funds for quality-of-life expenses. Because government benefits agencies scrutinize trust distributions aggressively, blockchain anchoring provides an immutable record of the trust's original terms — protecting the beneficiary when an agency alleges that trust assets should have been counted as available resources.
Your trust is the foundation. These products complete the picture.
Trust tax preparation — GAAP-compliant accrual accounting and IRS filings for trust structures.
Starting at $499
Learn more →Chain of title audits, SEC investigations, and forensic analysis of trust and securities structures.
Learn more →Multi-sig trustee management — cryptographic key distribution, access control, and succession planning.
From $1,200/yr
Learn more →Triple-Forged blockchain anchoring — Bitcoin, Polygon, and quantum-proof hashing for your trust documents.
Learn more →Forged-on-Chain™, Forged-in-Trust™, Triple-Forged™, AccruStrike™, ForensicPierce™, IronGrid™, Trustee Keys™, and Quantum Salt™ are trademarks of Forged on Chain LLC.
Forged on Chain LLC is not a law firm and does not provide legal advice. Our products are self-help document preparation tools. Consult a licensed attorney for legal advice specific to your situation.