Give to charity. Receive income for life. Reduce your taxes. A CRUT makes philanthropy work for you.
138|116|A Charitable Remainder Unitrust (CRUT) is a split-interest trust that provides you (or your designated beneficiaries) with annual income for life or a term of years, with the remaining trust assets passing to charity. The CRUT pays a fixed percentage of the trust's annually revalued assets — meaning your income can grow if the trust's investments perform well. You receive an immediate charitable income tax deduction when you fund the trust.
145|123|CRUTs involve complex IRS rules — the 10% remainder test, the 5% probability test, and strict payout requirements. Forged in Trust's CRUT platform handles these calculations automatically. Our questionnaire captures asset valuation, payout percentage, and beneficiary designations.
165|143|A Charitable Remainder Unitrust (CRUT) pays a fixed percentage of the trust's annually revalued assets to non-charitable beneficiaries for life or a term, then distributes the remainder to charity. Unlike the CRAT, the CRUT payment adjusts each year based on the trust's fair market value — higher in good investment years, lower in lean ones. Additional contributions can be made to a CRUT at any time, making it the more flexible charitable remainder vehicle.
169|147|The CRUT provides inflation-responsive income while permanently removing the remainder from the grantor's estate. Appreciated assets are sold inside the trust without triggering immediate capital gains tax, and the full sale proceeds compound tax-deferred for the income beneficiaries. The annual revaluation means income payments grow with the trust's investment success. The charitable deduction equals the present value of the remainder interest, calculated using the IRS Section 7520 rate at the time of each contribution.
173|151|After creation: (1) Fund the trust with appreciated assets — securities, real estate, or closely-held business interests. (2) Obtain qualified appraisal for non-cash contributions exceeding $5,000. (3) File IRS Form 5227 annually. (4) Trustee must revalue all trust assets annually on the valuation date specified in the instrument and calculate the unitrust amount as the fixed percentage of that value. (5) File Form 8283 with contributor's tax return for each contribution year. (6) Additional contributions can be made in any subsequent year — each triggers a new charitable deduction. (7) At termination: distribute remainder to charity, file final Form 5227.
177|155|Generate an attorney-review-ready charitable remainder unitrust in under 15 minutes. Backed by ChainLock™ blockchain anchoring for immutable proof of execution.
182|160|Get Started — $249 183|161|Bitcoin OP_RETURN + Polygon Smart Contract
191|169|192|170| Every document generated by Forged in Trust is anchored to two blockchains simultaneously. A SHA-256 hash of the executed document is embedded in a Bitcoin OP_RETURN — immutable, permanent, secured by the highest hashrate on Earth. The same hash is recorded on Polygon via TrustAnchor.sol for instant verification and smart contract integration. Dual-chain anchoring eliminates single-point failure. Bitcoin proves existence. Polygon enables programmatic access. Year 1 free with every trust. Year 2+ $97/yr Standard / $197/yr Premium. 193|171|
194|172|🔮 Quantum-Secured — Every document hash is salted with true cryptographically randomness. No computer — classical or quantum — can predict or reverse it. Learn how →
221|199|Your trust instrument is one of the most important legal documents you will ever create. Here is why anchoring it to the blockchain changes everything.
227|205|A SHA-256 cryptographic hash of your executed trust is permanently embedded in the Bitcoin blockchain — the most secure computing network in human history. Once recorded, the hash cannot be altered, deleted, or disputed. If anyone later claims the trust was modified or never existed, the blockchain proves which document existed on which date. No court can override mathematics.
233|211|Trust documents get lost in moves. They get destroyed in fires, floods, and earthquakes. Disgruntled parties destroy them. Law firms close and lose their files. The blockchain does not lose documents. It does not burn. It does not flood. Your trust exists forever — independent of any physical copy.
239|217|In a trust dispute, the burden of proof falls on the party asserting the document's validity. The blockchain flips this dynamic. The timestamp is mathematical — not testimonial. No witness can forget. No memory can fade. The blockchain is the witness that cannot be cross-examined. Present the Blockstream Explorer link in court. The judge can verify it independently.
245|223|When action is needed, your trustee and beneficiaries do not need to find a law firm, open a safe deposit box, or petition a court just to confirm the trust exists. They visit the verification page. They see the blockchain proof. Immediate. Irrefutable. No waiting. No gatekeepers.
251|229|The Bitcoin blockchain is maintained by tens of thousands of nodes across every continent. No government can shut it down. No corporation can delete it. No law firm can lose it. The proof of your trust exists independently of Forged in Trust, independently of any institution, independently of any jurisdiction. Even if this company ceases to exist, the Bitcoin blockchain will still contain your document's fingerprint.
257|235|Bitcoin has been running continuously since January 3, 2009 — through financial crises, wars, pandemics, and regime changes. It has never been hacked. It has never been shut down. It has never lost a single transaction. Your trust, anchored to Bitcoin, will outlast the law firm that drafted it, the bank that stored it, and the government that notarized it. Your great-grandchildren will be able to verify it.
263|241|$497/year maintains the chain.
269|247|One price. Every tier. That covers re-verification, chain monitoring, amendment re-anchoring, and the infrastructure that keeps your trust's proof permanently alive on both Bitcoin and Polygon. Lawyers charge $8,000+ for a single blockchain anchoring. We maintain both chains for $497/year — and the proof never expires.
270|248|Why blockchain and quantum anchoring matters for a Crut Trust
282|260|A Charitable Remainder Unitrust (CRUT) pays a fixed percentage of trust assets to non-charitable beneficiaries annually, with the remainder to charity. Because annual payments fluctuate with asset values, disputes over valuation and unitrust calculations are common. Blockchain anchoring establishes the trust instrument's exact terms at execution, creating a verifiable framework against which all subsequent valuations and distributions can be measured.
284|262|Your trust is the foundation. These products complete the picture.
291|269|Trust tax preparation — GAAP-compliant accrual accounting and IRS filings for trust structures.
296|274|Starting at $499
297|275|Learn more → 298|276|Chain of title audits, SEC investigations, and forensic analysis of trust and securities structures.
303|281|Learn more → 304|282|Multi-sig trustee management — cryptographic key distribution, access control, and succession planning.
309|287|From $1,200/yr
310|288|Learn more → 311|289|Triple-Forged blockchain anchoring — Bitcoin, Polygon, and quantum-proof hashing for your trust documents.
316|294|Learn more → 317|295|Forged-on-Chain™, Forged-in-Trust™, Triple-Forged™, AccruStrike™, ForensicPierce™, IronGrid™, Trustee Keys™, and Quantum Salt™ are trademarks of Forged on Chain LLC.
Forged on Chain LLC is not a law firm and does not provide legal advice. Our products are self-help document preparation tools. Consult a licensed attorney for legal advice specific to your situation.