A fixed annual payout. An immediate tax deduction. A charitable legacy. The CRAT delivers all three.
138|116|A Charitable Remainder Annuity Trust (CRAT) pays you (or your beneficiaries) a fixed annual dollar amount for life or a term, with the remainder going to charity. Unlike the CRUT, the CRAT payment is fixed at creation — it never changes regardless of trust performance. This makes the CRAT ideal for those who want predictable, guaranteed income along with an immediate charitable income tax deduction.
145|123|Forged in Trust's CRAT platform handles the fixed-annuity calculations, 5% probability test, and IRS compliance requirements automatically. The generated instrument includes all required CRAT provisions.
165|143|A Charitable Remainder Annuity Trust (CRAT) pays a fixed annual dollar amount to non-charitable beneficiaries for life or a term of years, then distributes the remaining assets to one or more charities. The annuity amount is set at trust creation and never changes — regardless of trust investment performance. The trust creator receives an immediate charitable income tax deduction equal to the present value of the charity's remainder interest.
169|147|The CRAT converts appreciated assets into lifetime income without triggering immediate capital gains tax. Assets contributed to the trust are sold by the trustee tax-free, and the full proceeds are reinvested to generate annuity payments. The charitable remainder interest is permanently removed from the trust creator's estate. The IRS Section 7520 rate determines the deduction value — the higher the rate, the larger the charitable deduction. CRATs are IRS-approved vehicles under Section 664 with comprehensive regulatory guidance.
173|151|After creation: (1) Fund the trust with appreciated assets within the tax year to claim the charitable deduction. (2) Obtain a qualified appraisal for non-cash contributions exceeding $5,000. (3) File IRS Form 5227 annually for the life of the trust. (4) Trustee must distribute the fixed annuity amount to income beneficiaries by the payment date specified in the instrument each year. (5) File Form 8283 with the trust creator's tax return in the year of contribution. (6) At termination: trustee distributes remaining assets to the charitable remainderman and files final Form 5227.
177|155|Generate an attorney-review-ready charitable remainder annuity trust in under 15 minutes. Backed by ChainLock™ blockchain anchoring for immutable proof of execution.
182|160|Get Started — $89 183|161|Bitcoin OP_RETURN + Polygon Smart Contract
191|169|192|170| Every document generated by Forged in Trust is anchored to two blockchains simultaneously. A SHA-256 hash of the executed document is embedded in a Bitcoin OP_RETURN — immutable, permanent, secured by the highest hashrate on Earth. The same hash is recorded on Polygon via TrustAnchor.sol for instant verification and smart contract integration. Dual-chain anchoring eliminates single-point failure. Bitcoin proves existence. Polygon enables programmatic access. Year 1 free with every trust. Year 2+ $97/yr Standard / $197/yr Premium. 193|171|
194|172|🔮 Quantum-Secured — Every document hash is salted with true cryptographically randomness. No computer — classical or quantum — can predict or reverse it. Learn how →
221|199|Your trust instrument is one of the most important legal documents you will ever create. Here is why anchoring it to the blockchain changes everything.
227|205|A SHA-256 cryptographic hash of your executed trust is permanently embedded in the Bitcoin blockchain — the most secure computing network in human history. Once recorded, the hash cannot be altered, deleted, or disputed. If anyone later claims the trust was modified or never existed, the blockchain proves which document existed on which date. No court can override mathematics.
233|211|Trust documents get lost in moves. They get destroyed in fires, floods, and earthquakes. Disgruntled parties destroy them. Law firms close and lose their files. The blockchain does not lose documents. It does not burn. It does not flood. Your trust exists forever — independent of any physical copy.
239|217|In a trust dispute, the burden of proof falls on the party asserting the document's validity. The blockchain flips this dynamic. The timestamp is mathematical — not testimonial. No witness can forget. No memory can fade. The blockchain is the witness that cannot be cross-examined. Present the Blockstream Explorer link in court. The judge can verify it independently.
245|223|When action is needed, your trustee and beneficiaries do not need to find a law firm, open a safe deposit box, or petition a court just to confirm the trust exists. They visit the verification page. They see the blockchain proof. Immediate. Irrefutable. No waiting. No gatekeepers.
251|229|The Bitcoin blockchain is maintained by tens of thousands of nodes across every continent. No government can shut it down. No corporation can delete it. No law firm can lose it. The proof of your trust exists independently of Forged in Trust, independently of any institution, independently of any jurisdiction. Even if this company ceases to exist, the Bitcoin blockchain will still contain your document's fingerprint.
257|235|Bitcoin has been running continuously since January 3, 2009 — through financial crises, wars, pandemics, and regime changes. It has never been hacked. It has never been shut down. It has never lost a single transaction. Your trust, anchored to Bitcoin, will outlast the law firm that drafted it, the bank that stored it, and the government that notarized it. Your great-grandchildren will be able to verify it.
263|241|$497/year maintains the chain.
269|247|One price. Every tier. That covers re-verification, chain monitoring, amendment re-anchoring, and the infrastructure that keeps your trust's proof permanently alive on both Bitcoin and Polygon. Lawyers charge $8,000+ for a single blockchain anchoring. We maintain both chains for $497/year — and the proof never expires.
270|248|Why blockchain and quantum anchoring matters for a Crat Trust
282|260|A Charitable Remainder Annuity Trust (CRAT) pays a fixed annuity to non-charitable beneficiaries for life or a term, with the remainder passing to charity. The IRS requires precise actuarial calculations and a minimum charitable remainder value. Blockchain anchoring proves the trust's terms as executed, providing an incontestable baseline for the annuity calculation and protecting the charitable beneficiary's interest.
284|262|Your trust is the foundation. These products complete the picture.
291|269|Trust tax preparation — GAAP-compliant accrual accounting and IRS filings for trust structures.
296|274|Starting at $499
297|275|Learn more → 298|276|Chain of title audits, SEC investigations, and forensic analysis of trust and securities structures.
303|281|Learn more → 304|282|Multi-sig trustee management — cryptographic key distribution, access control, and succession planning.
309|287|From $1,200/yr
310|288|Learn more → 311|289|Triple-Forged blockchain anchoring — Bitcoin, Polygon, and quantum-proof hashing for your trust documents.
316|294|Learn more → 317|295|Forged-on-Chain™, Forged-in-Trust™, Triple-Forged™, AccruStrike™, ForensicPierce™, IronGrid™, Trustee Keys™, and Quantum Salt™ are trademarks of Forged on Chain LLC.
Forged on Chain LLC is not a law firm and does not provide legal advice. Our products are self-help document preparation tools. Consult a licensed attorney for legal advice specific to your situation.