Provide for your spouse today — control where the assets go tomorrow. The ultimate blended-family planning tool.
A Qualified Terminable Interest Property (QTIP) Trust is an essential estate planning tool, particularly for blended families. It allows you to provide income (and potentially principal) for your surviving spouse during their lifetime, while ensuring that the remaining trust assets pass to your chosen beneficiaries — typically children from a prior marriage — after your spouse's death. The QTIP election qualifies for the unlimited marital deduction.
The QTIP trust requires precision — the QTIP election, income distribution requirements, and remainder provisions must all align perfectly. Forged in Trust's QTIP platform generates instruments that satisfy IRS qualification requirements while respecting your distribution preferences.
A QTIP (Qualified Terminable Interest Property) Trust provides lifetime income to a surviving spouse while preserving the trust principal for children from a prior marriage or other designated remainder beneficiaries. The surviving spouse receives all trust income for life, paid at least annually, and the trustee may distribute principal for the spouse's health, education, maintenance, or support. At the spouse's death, remaining assets pass to the remainder beneficiaries named by the first spouse — not to the surviving spouse's new family or designees.
The QTIP Trust solves the remarriage problem: the first spouse's children receive their inheritance intact regardless of the surviving spouse's subsequent remarriage or estate planning decisions. The marital deduction election on the first spouse's estate tax return defers estate tax until the surviving spouse's death. The trust qualifies for the unlimited marital deduction under IRC Section 2056(b)(7) while restricting the surviving spouse's control to income only. The trustee, not the surviving spouse, controls principal distributions and remainder designation.
After creation: (1) The executor of the first spouse's estate must make the QTIP election on the estate tax return (Form 706). (2) Fund the trust with the elected assets at the first spouse's death. (3) Trustee must distribute all trust income to the surviving spouse at least annually. (4) File annual fiduciary income tax return (Form 1041). (5) Trustee tracks income vs. principal allocations for proper accounting. (6) At surviving spouse's death: trust assets are included in the spouse's estate for estate tax purposes, then distributed to remainder beneficiaries per the trust terms.
Generate an attorney-review-ready qtip trust in under 15 minutes. Backed by ChainLock™ blockchain anchoring for immutable proof of execution.
Get Started — $249Bitcoin OP_RETURN + Polygon Smart Contract
Every document generated by Forged in Trust is anchored to two blockchains simultaneously. A SHA-256 hash of the executed document is embedded in a Bitcoin OP_RETURN — immutable, permanent, secured by the highest hashrate on Earth. The same hash is recorded on Polygon via TrustAnchor.sol for instant verification and smart contract integration. Dual-chain anchoring eliminates single-point failure. Bitcoin proves existence. Polygon enables programmatic access. Year 1 free with every trust. Year 2+ $97/yr Standard / $197/yr Premium.
🔮 Quantum-Secured — Every document hash is salted with true cryptographically randomness. No computer — classical or quantum — can predict or reverse it. Learn how →
Your trust instrument is one of the most important legal documents you will ever create. Here is why anchoring it to the blockchain changes everything.
A SHA-256 cryptographic hash of your executed trust is permanently embedded in the Bitcoin blockchain — the most secure computing network in human history. Once recorded, the hash cannot be altered, deleted, or disputed. If anyone later claims the trust was modified or never existed, the blockchain proves which document existed on which date. No court can override mathematics.
Trust documents get lost in moves. They get destroyed in fires, floods, and earthquakes. Disgruntled parties destroy them. Law firms close and lose their files. The blockchain does not lose documents. It does not burn. It does not flood. Your trust exists forever — independent of any physical copy.
In a trust dispute, the burden of proof falls on the party asserting the document's validity. The blockchain flips this dynamic. The timestamp is mathematical — not testimonial. No witness can forget. No memory can fade. The blockchain is the witness that cannot be cross-examined. Present the Blockstream Explorer link in court. The judge can verify it independently.
When action is needed, your trustee and beneficiaries do not need to find a law firm, open a safe deposit box, or petition a court just to confirm the trust exists. They visit the verification page. They see the blockchain proof. Immediate. Irrefutable. No waiting. No gatekeepers.
The Bitcoin blockchain is maintained by tens of thousands of nodes across every continent. No government can shut it down. No corporation can delete it. No law firm can lose it. The proof of your trust exists independently of Forged in Trust, independently of any institution, independently of any jurisdiction. Even if this company ceases to exist, the Bitcoin blockchain will still contain your document's fingerprint.
Bitcoin has been running continuously since January 3, 2009 — through financial crises, wars, pandemics, and regime changes. It has never been hacked. It has never been shut down. It has never lost a single transaction. Your trust, anchored to Bitcoin, will outlast the law firm that drafted it, the bank that stored it, and the government that notarized it. Your great-grandchildren will be able to verify it.
$497/year maintains the chain.
One price. Every tier. That covers re-verification, chain monitoring, amendment re-anchoring, and the infrastructure that keeps your trust's proof permanently alive on both Bitcoin and Polygon. Lawyers charge $8,000+ for a single blockchain anchoring. We maintain both chains for $497/year — and the proof never expires.
Why blockchain and quantum anchoring matters for a Qtip Trust
A Qualified Terminable Interest Property (QTIP) Trust provides income to a surviving spouse for life, with the remainder passing to children from a prior marriage. The QTIP election on the estate tax return requires precise documentation. Blockchain anchoring proves the trust's terms as executed, protecting the settlor's intent — income for the spouse, preservation of principal for the children — against subsequent modification or challenge.
Your trust is the foundation. These products complete the picture.
Trust tax preparation — GAAP-compliant accrual accounting and IRS filings for trust structures.
Starting at $499
Learn more →Chain of title audits, SEC investigations, and forensic analysis of trust and securities structures.
Learn more →Multi-sig trustee management — cryptographic key distribution, access control, and succession planning.
From $1,200/yr
Learn more →Triple-Forged blockchain anchoring — Bitcoin, Polygon, and quantum-proof hashing for your trust documents.
Learn more →Forged-on-Chain™, Forged-in-Trust™, Triple-Forged™, AccruStrike™, ForensicPierce™, IronGrid™, Trustee Keys™, and Quantum Salt™ are trademarks of Forged on Chain LLC.
Forged on Chain LLC is not a law firm and does not provide legal advice. Our products are self-help document preparation tools. Consult a licensed attorney for legal advice specific to your situation.