Restructure your deed of trust using SEC-filed governing document (424B5) and asset & administration agreement (governing agreement) evidence. document chain verification, asset structuring forensics, and trust restructuring — combined into one instrument.
A Structured Deed Trust (SDT) is a bespoke trust instrument that restructures a traditional Deed of Trust using irrefutable evidence from SEC filings. Rather than relying on a broken document chain — the most common defense failure in foreclosure cases — the SDT cross-references the original governing document (SEC Form 424B5) under which the loan was securitized and the trust instrument (governing agreement) that governs the trust.
The result is a restructured trust that proves ownership, voids defective assignments, and anchors the true document chain. Unlike a standard trust that simply holds assets, an SDT is a forensic instrument — built from public SEC evidence — that restructures your position from borrower-at-risk to trust beneficiary with documented standing.
The original recorded instrument that secures the promissory note against real property. We restructure this instrument into a trust that holds and protects the property, backed by documentary evidence.
The SEC-filed governing document that discloses how your loan was pooled, securitized, and sold to investors. This is public, irrefutable evidence that the original lender no longer holds the note.
The trust instrument that governs the asset structuring trust. It defines who can enforce the note, when assignments must occur, and what happens when the chain breaks.
In every foreclosure, the foreclosing party must prove they hold the note. But in securitized mortgages — which represent the vast majority of U.S. home loans — the original lender sold the note to a trust within months of origination. Subsequent assignments were frequently defective, untimely, or never executed.
A broken document chain means the foreclosing entity lacks standing. Courts have voided foreclosures where the governing agreement's assignment deadline was missed, where assignments were robo-signed, or where the foreclosing party cannot prove it holds the note.
The SDT restructures this entire framework. By cross-referencing the governing agreement's assignment requirements against the actual recorded assignments, the SDT either:
We locate and extract your loan's SEC 424B5 governing document and governing agreement from EDGAR. We pull every recorded assignment, note, and deed of trust from county records.
We map the governing agreement's assignment timeline and requirements against the actual recorded chain. Every gap, defect, and violation is documented with SEC evidence.
The SDT instrument is drafted — a trust that restructures the deed using the governing document as its foundation, naming beneficiaries and trustees based on the proven chain.
The executed SDT is recorded and, optionally, blockchain-anchored via Forged-on-Chain for immutable proof of execution date, integrity, and chain of custody.
They defend cases but don't create trusts. They argue in court — they don't restructure the underlying instrument.
They find the evidence but don't restructure. Their reports prove defects but don't create a new trust instrument to replace the broken chain.
They generate trusts but don't do asset structuring. No other trust platform cross-references SEC filings or incorporates governing agreement evidence into the trust itself.
Every SDT includes the core restructuring — deed of trust reformation backed by SEC governing document and governing agreement evidence. Choose your depth of verification and anchoring.
The SDT is the foundation. Pair it with our integrated products for a complete defense posture.
Deep asset structuring audit — trace your loan from origination through every assignment, trust deposit, and sale. Produces a court-ready forensic report.
Learn MoreBlockchain anchoring of your restructured trust. Immutable proof of execution date, document integrity, and chain of custody — verifiable by anyone, alterable by no one.
Learn MoreTax analysis of your deed restructuring. Identify tax exposure, optimize trust structure for maximum efficiency, and file with confidence.
Learn MoreEvery day your deed of trust sits on a broken chain is a day the other side can exploit. Get the only product that restructures your deed using SEC evidence — and restructures the power balance.
Get Started — From $1,997Bitcoin OP_RETURN + Polygon Smart Contract
Every document generated by Forged in Trust is anchored to two blockchains simultaneously. A SHA-256 hash of the executed document is embedded in a Bitcoin OP_RETURN — immutable, permanent, secured by the highest hashrate on Earth. The same hash is recorded on Polygon via TrustAnchor.sol for instant verification and smart contract integration. Dual-chain anchoring eliminates single-point failure. Bitcoin proves existence. Polygon enables programmatic access. Year 1 free with every trust. Year 2+ $97/yr Standard / $197/yr Premium.
Your trust instrument is one of the most important legal documents you will ever create. Here is why anchoring it to the blockchain changes everything.
A SHA-256 cryptographic hash of your executed trust is permanently embedded in the Bitcoin blockchain — the most secure computing network in human history. Once recorded, the hash cannot be altered, deleted, or disputed. If anyone later claims the trust was modified or never existed, the blockchain proves which document existed on which date. No court can override mathematics.
Trust documents get lost in moves. They get destroyed in fires, floods, and earthquakes. Disgruntled parties destroy them. Law firms close and lose their files. The blockchain does not lose documents. It does not burn. It does not flood. Your trust exists forever — independent of any physical copy.
In a trust dispute, the burden of proof falls on the party asserting the document's validity. The blockchain flips this dynamic. The timestamp is mathematical — not testimonial. No witness can forget. No memory can fade. The blockchain is the witness that cannot be cross-examined. Present the Blockstream Explorer link in court. The judge can verify it independently.
When action is needed, your trustee and beneficiaries do not need to find a law firm, open a safe deposit box, or petition a court just to confirm the trust exists. They visit the verification page. They see the blockchain proof. Immediate. Irrefutable. No waiting. No gatekeepers.
The Bitcoin blockchain is maintained by tens of thousands of nodes across every continent. No government can shut it down. No corporation can delete it. No law firm can lose it. The proof of your trust exists independently of Forged in Trust, independently of any institution, independently of any jurisdiction. Even if this company ceases to exist, the Bitcoin blockchain will still contain your document's fingerprint.
Bitcoin has been running continuously since January 3, 2009 — through financial crises, wars, pandemics, and regime changes. It has never been hacked. It has never been shut down. It has never lost a single transaction. Your trust, anchored to Bitcoin, will outlast the law firm that drafted it, the bank that stored it, and the government that notarized it. Your great-grandchildren will be able to verify it.
$497/year maintains the chain.
One price. Every tier. That covers re-verification, chain monitoring, amendment re-anchoring, and the infrastructure that keeps your trust's proof permanently alive on both Bitcoin and Polygon. Lawyers charge $8,000+ for a single blockchain anchoring. We maintain both chains for $497/year — and the proof never expires.
This document template is for informational and educational purposes only. Forged on Chain LLC is not a party to any communication sent using this template. Consult your attorney before sending.
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Forged on Chain LLC is not a law firm and does not provide legal advice. Our products are self-help document preparation tools. Consult a licensed attorney for legal advice specific to your situation.